FACT SHEETS

The Pension Rights Center publishes fact sheets that translate complex pension rules and concepts into plain English. The fact sheets below include explanations of topics currently in the news as well as summaries of basic concepts. We have also included fact sheets published by other organizations, government agencies, and firms.

We have also included fact sheets published by other organizations, government agencies, and firms.

General Retirement Plan Information

• Retirement Plan Contribution and Benefit Limits
• Pension Challenges and Opportunities
• Why People Need Pensions
• Tips for Keeping Track of Your Pension
• Phased Retirements
• Your Employer's Bankruptcy - How Will It Affect Your Employee Benefits?
• What You Should Know About Your Retirement Plan
• Retirement Programs Comparison Chart
• List of Advantages and Disadvantages for DB and DC Plans

Private Pension Plans

• The Facts About Church Pension Plans
• Corporate Restructuring Can Cut Promised
• Companies That Have Changed Their Defined Benefit Pension Plans
• Federal Pension Insurance Protections
• Benefit Cutbacks in Single Employer Plans
• Pension Freezes
• Think Twice when Choosing a Lump-Sum or an Annuity
• Pension Funding Notices
• Defined Benefit Plans and the PBGC
• Benefit Cutbacks in Multiemployer Plans
• How Well-Funded is Your Pension Plan?
• Can Your Pension Plan Afford To Give COLAs?
• Q-SERPs

Retirement Savings Plans

• Companies That Have Changed or Temporarily Suspended Their 401(k) Matching Contributions
• How Much Is Saved in 401(k)s
• A New Type of Savings Plan: The Roth 401(k)
• A Look at 401(k) Plan Fees
• Mutual Fund Fees and Expenses

Public Pension Plans

• State Pension Plans Statutes and Rules
• Key Facts Regarding State and Local Government Defined Benefit Retirement Plans
• 2006 Comparative Study of Major Public Employee Retirement Systems

Individual Retirement Accounts

• Roth IRAs
• Traditional IRAs
• Inherited IRAs
• Payroll Deduction IRAs
• Nondeductible IRAs
• Rollover IRAs

Women and Retirement Plans

• State Retirement Plans and Divorce
• Pension Rights After Divorce
• Pension Iniquities Targeting Women

International Pensions

• Lost Pensions in Australia
• Stakeholder Pensions in the United Kingdom
• Employee Pension Trustees in the UK
• Inflation Protection for Job Changers in UK
• Resolving Pension Disputes in the UK
• Lost Pensions in the United Kingdom
• KiwiSaver Program in New Zealand
• New Plan Design in the Netherlands
• Disclosure of Fees in Australia
• Independent Pension Trustees in Australia
• Resolving Pension Disputes in Australia
• Lost Pensions in Australia
• Universal Pensions in Australia
• International Pensions: An Overview
• International Differences in Poverty Rates